The CFPB's credit card guide: what you'll find

You're about to open the credit cards page on consumerfinance.gov, run by the Consumer Financial Protection Bureau (CFPB), a US government agency. It's the CFPB's official collection of plain-language credit card guides.

• Free: everything on the page, including downloadable worksheets.
• Paid: nothing. There's no subscription or upgrade.
• Ads: none, and no account or sign-in is needed.
• Inside: key terms such as APR, grace period and prescreened credit card offer, your rights as a cardholder, and how-to guides for disputing a charge, canceling a card and getting a refund.

Tip for the first minute: open the key terms and read Prescreened credit card offer and APR, then download the worksheet on finding the best credit card to use while you compare cards.